Smart Spot calls its’ headquarters your Support Center because that is exactly how it functions. While you live and work in the great big world, this office serves as your center of excellence, the wind behind your sail. The Support Center sits on Broadway in Grove City’s historic and charming downtown. This operations hub offers casual dining, fitness, beauty and well being all within a short walk from the door. It’s a quiet place to focus or the perfect place to review a set of documents with your client. The facility is equipped with a kitchen, wash rooms, printers, fax, high speed scanners and high speed internet.
Open Positions
Job Description
We are seeking skilled Mortgage Loan Officers licensed in OHIO to enrich our client experience and grow the brand. We look for go-getters who build meaningful relationships within their community and who know their stuff. A Loan Officer navigates and adheres to strict compliance protocol and presents one’s self with the highest standard of professionalism. With this professionalism comes great freedom. At Smart Spot, we recognize the value in working remote while offering you a fully functioning office should you decide to take advantage of the facility. We consider our Loan Officers to be best of breed and therefore we encourage you to participate in business related development opportunities and community efforts to improve the world around us.
This role reports directly to the VP of Operations until such time that a Production Manager position is filled.
Essential Functions
- Markets and promotes Smart Spot’s financial products.
- Meets the Company’s minimum production standards of 2 funded units per month.
- Takes complete and accurate loan applications, using Smart Spot policies and procedures.
- Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
- Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
- Oversees the loan process by monitoring loan status and ensures conformity with terms.
- Communicates loan status to all interested parties, and obtains loan documentation after closing.
- Stays current on trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
- Maintains a professional image and adheres to standards consistent with company policies and procedures
- May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
- Interacts with regional & corporate departments, and works on business development initiatives as directed.
- Continue to expand knowledge of issues influencing the industry and the organization.
Job Requirements
- High school diploma or equivalent.
- Appropriate licenses, if State required.
- A minimum of 12 months loan originator experience required for Loan Originator; minimum of 5 years loan originator experience required for Senior Loan Originator.
- Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
- Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
- Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
- Documented residential mortgage loan volume in the past 12 months of $4 million (minimum).
- Established relationships with local referral networks.